Apple is reportedly in talks with partners to launch its own person-to-person payments service, extending the breadth of Apple Pay and closely competing with services like Venmo or Square Cash. Recode reports that the company wants to announce the payments-between-friends feature later this year — although plans can change.

Recode says that Apple has also held talks with Visa about the possibility of creating virtual Apple prepaid debit cards. This would allow users to spend the money they get from the new peer-to-peer payments service instantly without having to wait for the money to clear in their bank account.

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Author: Benjamin Mayo
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